401(k) Plan Consultant for Small Businesses That Want to Do It Right

If you own or run a small business and want to offer a meaningful retirement plan, we can help. As a 401(k) plan consultant, we work with business owners across Tennessee—including in Middleton, Bolivar, Jackson, and Memphis—to design, review, and manage 401(k) plans that meet fiduciary standards, reduce administrative burden, and give your employees something they’ll value.

Two black oak leaves.

Smart Retirement Plans Help You Compete & Care for Your Team

Setting up a 401(k) isn’t just about checking a box—it’s a powerful tool to attract talent, retain employees, and build tax-efficient savings for yourself and your staff. We help small businesses choose the right plan structure, select cost-effective vendors, and stay on top of fiduciary responsibilities. Our firm is currently completing the Professional Plan Consultant (PPC) certification, which means we’re equipped to guide you through plan design and compliance with care, clarity, and precision.

Why Offer a 401(k)? Because It Helps Everyone Win

  • Build loyalty – Employees want retirement benefits they can understand and trust

  • Reduce taxes – 401(k) contributions lower taxable income for owners and staff

  • Boost morale – Retirement planning shows you’re investing in your team’s future

  • Save for your own retirement – As the business owner, you benefit too

A well-run 401(k) shows your people you care—and puts you on a stronger path, too.

Our 401(k) Consulting Services—Simple, Strategic & Aligned with Your Goals

 We help business owners make informed decisions at every step. Our services include:

  • 401(k) Plan Setup for Small Business – From scratch or from another plan

  • Vendor Selection or Review – We help you compare plan providers based on service, cost, and flexibility

  • Investment Menu Design – Focused on income-producing investments that align with our broader planning philosophy

  • Plan Reviews & Compliance Oversight – Helping you meet your 401(k) fiduciary obligations without confusion

  • Employee Education – Ongoing support through enrollment meetings, workshops, or quarterly check-ins

Whether you’re a construction firm in Hardeman County, a dental office in Jackson, or a tech startup in Memphis, we tailor our advice to fit your industry, team size, and budget.

Helping You Meet Fiduciary Standards Without Getting Overwhelmed

As your small business 401(k) advisor, we know compliance can feel like a moving target. That’s why we work to simplify the process. From staying current with federal regulations to reviewing plan costs and investment choices, our goal is to help you meet your fiduciary responsibilities without taking on more than you should. We’re here to keep your plan running smoothly, transparently, and in your best interest.

You Might Be Asking…

  • What is a PPC certification?

    PPC stands for Professional Plan Consultant. It’s a credential that shows we’re trained in plan design, compliance, and fiduciary standards. We’re in the final stages of certification to better serve small business clients like you.

  • Can a small company really afford a 401(k)?

    Yes. There are affordable options—even for solo owners or teams under 10 people. We’ll help you explore what fits your needs and your budget.

  • How often should a 401(k) plan be reviewed?

    At least once per year—or anytime your business changes. We’ll review performance, participation, fees, and compliance requirements to keep your plan on track.

  • Is it better to hire an advisor or just go with a provider?

    Most 401(k) providers don’t offer personalized consulting. An advisor helps you design a smarter plan, stay compliant, and support your team with confidence.

Looking for Help with Investment Strategy?

We specialize in income-producing portfolios tailored to retirement planning needs.
Explore our Investment Management services

Want to Learn More About Who We Are & What We Value?

We bring 30+ years of experience, a commitment to small business success, and a personal, consultative approach.

A small blue icon in the top left corner of a white background.

Want Help Designing or Improving Your 401(k) Plan?

Let’s talk. Whether you need to set up a new plan or fine-tune what you already have, we’re ready to help.